You assume correctly

Even that use case seems almost meaningless, as most people store their crypto in centralised exchanges.

AFAIK they didn’t have to watch ads since the sanctions took effect, because Google wasn’t allowed to monetize them.

Well… Microsoft dipped their toe in the water and it was promptly bitten off.

https://www.cbsnews.com/news/microsoft-shuts-down-ai-chatbot-after-it-turned-into-racist-nazi/